So many small businesses need access to capital, whether it’s to get off their feet or to expand properly. Unfortunately, the banking sector have made it harder and harder to get access to capital, and often times, investors are more interested in trendy or “sexy” tech startups rather than the entrepreneurial ideas behind small businesses.
Luckily, there are some solutions that are finally arising in order to meet the demand for small business capital. Instead of the excessive time and energy it used to take to get access to capital; Kabbage has emerged as a possible solution for many businesses.
Real World Capital
One real issue when it comes to small business loans is that the bank may not truly understand the vision, or has certain requirements and regulations that do not take into consideration how successful the idea can become. The show Shark Tank is a show where investors pitch their ideas and companies to billionaires, who often help turn these ideas and businesses into legitimate multi-million dollar enterprises. Believe it or not, there are several entrepreneurs on the show – or “sharks” – that actually didn’t even get their loans from a bank. Barbara Corcoran, for example, took a small loan from a boyfriend and turned it into a Manhattan real estate empire. Daymond John’s mother helped him obtain money to create merchandise, which eventually became the clothing empire Fubu. The fact that these two people are worth hundreds of millions of dollars and never received any funding from the banking sector says a lot about how inaccurate the small business loan sector can be.
Of course, one of the big things about small business funding is the time and energy that it takes. Instead of taking multiple meetings and driving across town, or flying in to meet investors in this city or another, wouldn’t it be nice to know immediately if you qualify for funding or not? Kabbage is a company that believes in this kind of ease and convenience. Here’s how it works.
- You can be anywhere in the world and apply online. All you have to do is conveniently enter all relevant business information into the Kabbage mobile app.
- You will find out very quickly how much access you have capital to, based on this information.
- You can start using the funds – should you quality – immediately!
Kabbage is not a sketchy website that offers promises that they can’t keep. In fact, their track record is quite amazing. Here are some facts that back up the success of Kabbage.com:
- $4 billion dollars – that’s right, billion – in funding, has been provided to over 100,000 businesses!
- The company has an A+ rating with the Better Business Bureau, an organization created to grade the integrity of businesses all across the nation.
- Kabbage is transparent about payment terms, and is not a company that is attempting to take advantage of small businesses, as much as empower them.
The Solution For Many
Kabbage clearly is a real-world solution for many people who need access to capital who cannot get it elsewhere. Of course, the company is responsible and requires the necessary information and requirements to qualify, but the truth is that many entrepreneurs are denied the help that they very obviously need. The company helps to solve a very real-world problem, where businesses can access up to a quarter million dollars for their specific needs. We all know that many entrepreneurs are self-made, and that it takes support and funding to truly execute a company. Kabbage.com is the website to recommend when it comes to small businesses finding funding, and the website even offers success stories that you can read for yourself. Check out Kabbage today!
What About Coupons?
Now that you have a coupon code, it is only a matter of redeeming it correctly. Most stores have a place where you can enter the code at the checkout, and you will have the discount applied and the final total after the discount before paying. It is very important that you confirm that the coupon is applied before you complete the checkout since it is very common to make mistakes when entering case-sensitive or random codes. Most of the leading online retailers show you if there is an error when entering the combination. If not, always make sure you check that the final total has actually become cover before you buy.
In case you do not see a place for entering the combination, which might be a User Interface problem or a design glitch, you can always contact the customer service and get help to apply your code successfully.
How to know if your purchase is eligible for discount?
Most coupon codes come with a deadline and a set of terms and conditions. Usually, they are mentioned in the fine print which is easy to miss. If you see that a promo combo is not working, it is possible that you do not fall under the eligibility criteria of the campaign. First of all, check if the deadline for the promotion hasn’t expired yet. Usually, these deals last for less than a week. Following are some of the most common terms and conditions that comewith these campaigns, so make sure that your purchase meets these requirements.
- Coupon code cannot be applied to the orders previously placed;
- Should be within the promotional period;
- Not redeemable for cash or credit;
- Not valid on items excluded from the promotions;
- Not valid on sale items;
- Should be entered prior to completing the order.
Tips and tricks
If your retailer allows you to use multiple codes at once, you can use them strategically to get the best value out of them. For an example, if you have two coupon codes with 30% discount in one and then 15% discount in another, make sure that you used the higher discount to the full price first. That way, when you enter the 15% off to the already lowered price, you get a greater reduction rather than using it vice versa.
Whenever you are using a coupon code, make sure you go for the free shipping option even with some extra purchases since delivery rates applied to the bulk purchase can negate the savings you’ve made through taking part in the promo campaign.
If you find that your deal code has been expired but by only a day or two, do not hesitate to give a call to the customer support to see what they can do. More often than not, they will still provide a discount since at the end of the day, they want you to go ahead with buying from them, not the competitors.
There are many online stores that offer a flat off like 10% or 20% merely for subscribing to their mailing list. If you have a few active emails that you can use and only want to buy that particular product a few times, you can create a few accounts using the different emails to claim that discount. By creating accounts with competition websites, you can monitor and compare prices and deals offered for the same product.